Lic Mf Balanced Advantage Fund Datagrid
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 23
Rating
Growth Option 04-12-2025
NAV ₹13.71(R) -0.04% ₹14.67(D) -0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 2.19% 8.95% -% -% -%
Direct 3.75% 10.73% -% -% -%
Benchmark
SIP (XIRR) Regular 4.56% 8.28% -% -% -%
Direct 6.16% 10.02% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.51 0.25 0.56 -1.8% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
7.56% -7.17% -7.37% 1.06 5.41%
Fund AUM As on: 30/06/2025 792 Cr
Top Dynamic Asset Allocation or Balanced Advantage
Fund Name Rank Rating
Icici Prudential Balanced Advantage Fund 1
Hdfc Balanced Advantage Fund 2
SBI Balanced Advantage Fund 3
Aditya Birla Sun Life Balanced Advantage Fund 4
Dsp Dynamic Asset Allocation Fund 5
Baroda BNP Paribas Balanced Advantage Fund 6

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
LIC MF Balanced Advantage Fund-Regular Plan-IDCW 12.42
-0.0100
-0.0400%
LIC MF Balanced Advantage Fund-Direct Plan-IDCW 13.12
0.0000
-0.0400%
LIC MF Balanced Advantage Fund-Regular Plan-Growth 13.71
-0.0100
-0.0400%
LIC MF Balanced Advantage Fund-Direct Plan-Growth 14.67
-0.0100
-0.0400%

Review Date: 04-12-2025

Beginning of Analysis

LIC MF Balanced Advantage Fund is the 21st ranked fund in the Dynamic Asset Allocation or Balanced Advantage Fund category. The category has total 26 funds. The 2 star rating shows a poor past performance of the LIC MF Balanced Advantage Fund in Dynamic Asset Allocation or Balanced Advantage Fund. The fund has a Jensen Alpha of -1.8% which is lower than the category average of 0.11%, showing poor performance. The fund has a Sharpe Ratio of 0.51 which is lower than the category average of 0.79.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Dynamic Asset Allocation or Balanced Advantage Mutual Funds

LIC MF Balanced Advantage Fund Return Analysis

  • The fund has given a return of -0.37%, 1.83 and 0.37 in last one, three and six months respectively. In the same period the category average return was 0.41%, 3.03% and 4.14% respectively.
  • LIC MF Balanced Advantage Fund has given a return of 3.75% in last one year. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 5.09%.
  • The fund has given a return of 10.73% in last three years and ranked 24.0th out of 27 funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 12.77%.
  • The fund has given a SIP return of 6.16% in last one year whereas category average SIP return is 10.02%. The fund one year return rank in the category is 32nd in 34 funds
  • The fund has SIP return of 10.02% in last three years and ranks 23rd in 27 funds. Hdfc Balanced Advantage Fund has given the highest SIP return (15.35%) in the category in last three years.

LIC MF Balanced Advantage Fund Risk Analysis

  • The fund has a standard deviation of 7.56 and semi deviation of 5.41. The category average standard deviation is 7.64 and semi deviation is 5.58.
  • The fund has a Value at Risk (VaR) of -7.17 and a maximum drawdown of -7.37. The category average VaR is -8.74 and the maximum drawdown is -9.33. The fund has a beta of 1.04 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Very Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.50
    0.30
    		-1.62 | 1.57 30 | 34 Poor
    3M Return % 1.44
    2.71
    		-1.16 | 5.16 28 | 34 Poor
    6M Return % -0.40
    3.49
    		-0.40 | 6.42 34 | 34 Poor
    1Y Return % 2.19
    3.78
    		-5.63 | 10.64 27 | 34 Average
    3Y Return % 8.95
    11.36
    		7.77 | 17.33 24 | 27 Poor
    1Y SIP Return % 4.56
    8.66
    		-1.24 | 14.65 33 | 34 Poor
    3Y SIP Return % 8.28
    10.53
    		5.57 | 14.64 24 | 27 Poor
    Standard Deviation 7.56
    7.64
    		5.44 | 14.06 16 | 26 Average
    Semi Deviation 5.41
    5.59
    		3.81 | 10.67 16 | 26 Average
    Max Drawdown % -7.37
    -9.33
    		-25.84 | -4.53 7 | 26 Very Good
    VaR 1 Y % -7.17
    -8.74
    		-22.27 | -4.30 9 | 26 Good
    Average Drawdown % -3.41
    -3.63
    		-7.36 | -2.17 12 | 26 Good
    Sharpe Ratio 0.51
    0.79
    		0.23 | 1.39 22 | 26 Poor
    Sterling Ratio 0.56
    0.63
    		0.25 | 0.96 19 | 26 Average
    Sortino Ratio 0.25
    0.39
    		0.11 | 0.78 22 | 26 Poor
    Jensen Alpha % -1.80
    0.11
    		-4.96 | 5.34 22 | 26 Poor
    Treynor Ratio 0.04
    0.06
    		0.02 | 0.10 22 | 26 Poor
    Modigliani Square Measure % 8.25
    10.20
    		4.32 | 15.15 22 | 26 Poor
    Alpha % -1.90
    0.80
    		-2.85 | 7.70 24 | 26 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.37 0.41 -1.48 | 1.62 30 | 34 Poor
    3M Return % 1.83 3.03 -0.82 | 5.56 28 | 34 Poor
    6M Return % 0.37 4.14 0.37 | 7.15 34 | 34 Poor
    1Y Return % 3.75 5.09 -4.32 | 11.28 27 | 34 Average
    3Y Return % 10.73 12.77 9.67 | 18.05 24 | 27 Poor
    1Y SIP Return % 6.16 10.02 0.23 | 15.30 32 | 34 Poor
    3Y SIP Return % 10.02 11.94 7.00 | 15.35 23 | 27 Poor
    Standard Deviation 7.56 7.64 5.44 | 14.06 16 | 26 Average
    Semi Deviation 5.41 5.59 3.81 | 10.67 16 | 26 Average
    Max Drawdown % -7.37 -9.33 -25.84 | -4.53 7 | 26 Very Good
    VaR 1 Y % -7.17 -8.74 -22.27 | -4.30 9 | 26 Good
    Average Drawdown % -3.41 -3.63 -7.36 | -2.17 12 | 26 Good
    Sharpe Ratio 0.51 0.79 0.23 | 1.39 22 | 26 Poor
    Sterling Ratio 0.56 0.63 0.25 | 0.96 19 | 26 Average
    Sortino Ratio 0.25 0.39 0.11 | 0.78 22 | 26 Poor
    Jensen Alpha % -1.80 0.11 -4.96 | 5.34 22 | 26 Poor
    Treynor Ratio 0.04 0.06 0.02 | 0.10 22 | 26 Poor
    Modigliani Square Measure % 8.25 10.20 4.32 | 15.15 22 | 26 Poor
    Alpha % -1.90 0.80 -2.85 | 7.70 24 | 26 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Balanced Advantage Fund NAV Regular Growth Lic Mf Balanced Advantage Fund NAV Direct Growth
    04-12-2025 13.706 14.6688
    03-12-2025 13.7067 14.669
    02-12-2025 13.712 14.674
    01-12-2025 13.7697 14.7352
    28-11-2025 13.793 14.7582
    27-11-2025 13.7974 14.7623
    26-11-2025 13.8038 14.7686
    25-11-2025 13.7139 14.6718
    24-11-2025 13.7244 14.6824
    21-11-2025 13.7778 14.7377
    20-11-2025 13.8435 14.8073
    19-11-2025 13.8227 14.7845
    18-11-2025 13.774 14.7317
    17-11-2025 13.8114 14.7712
    14-11-2025 13.7672 14.722
    13-11-2025 13.7436 14.6962
    12-11-2025 13.749 14.7014
    11-11-2025 13.7199 14.6696
    10-11-2025 13.6871 14.634
    07-11-2025 13.7017 14.6477
    06-11-2025 13.7075 14.6533
    04-11-2025 13.7746 14.7238

    Fund Launch Date: 15/Nov/2021
    Fund Category: Dynamic Asset Allocation or Balanced Advantage
    Investment Objective: The investment objective of the scheme is to provide capital appreciation/ income to the investors from a dynamic mix of equity, debt and money market instruments. The Scheme seeks to reduce the volatility by diversifying the assets across equity, debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be realized.
    Fund Description: An Open Ended Dynamic Asset Allocation Fund
    Fund Benchmark: LIC MF Hybrid Composite 50 : 50 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.